New government plan to help people buy coffee.

What if we had to buy coffee like we now have to buy health insurance?

Here are a few more things to add...

You can only buy the coffee during the open enrollment period. In the first year, 2013, that goes from October 1 through March 31. But every year thereafter, open enrollment goes from October 15 through December 7. www.healthcare.gov: open-enrollment-period And you have to wait until next October to make any changes in your coffee order. Unless you're a certain race.

Race-based coffee orders. For those who are American Indian or Alaska Natives, they can change their coffee order EVERY MONTH while everyone else is restricted to making changes only during the open enrollment period. AND, they have NO COPAYS on any of the plans. That makes every plan  more affordable, because...

Copays are important

Of course after many people pay for coffee coverage, they don't have money left for coffee copays. So they end up paying for coverage that they can't afford to use.