Oregon health care exchange website never worked, has no subscribers
Wow, that headline writes itself. BTW, here is the link to the story at NBC News:nbcnews.com/health/oregon-health-care-exchange-website-never-worked-has-no-subscribers
Here's the website: CoverOregon.com
Funny how the website NEVER MENTIONS that it doesn't work, and is actually WASTING YOUR TIME.
National Roll-out
Reports are coming in that out of the 500,000 people who looked at a plan (nationally), 106,000 'selected a plan'. Notice the odd phrasing, there; it doesn't mean they actually bought a plan or paid for it. Only about 27,000 people 'bought' plan. Most of those are older, sicker--not the needed demographic of young, healthy people (YHP).And why should they attract YHP. Obamacare artificially RAISES the premium on this group. So we have a group we desperately need to enroll to make the whole thing work, so we CHARGE them MORE. By the way, it's not a little more, it's a lot more.
This is the healthy group which may go YEARS without spending a DIME on urgent medical care. Studies have shown that even in FULLY INSURED groups of employees, upwards of 6 out of 10 won't go to a doctor in any given year.
Another note of interest
In California, the ratio is 4:1 of people who are signing up for Medi-Cal (free) compared to those who are signing up for Obamacare (actually pay for it). Of course, those that pay find out Obamacare is way more than you expected, unless you factor in a taxpayer subsidy. These subsidies are so pervasive, that a family of four can qualify for premium subsidies with up to $95,000 of household income.Is it a good thing to tell moderately high earners that the government has to subsidize their purchase? And this taxpayer subsidy is ONLY AVAILABLE through the federal and state exchanges. If you have been using a privately purchased individual plan, YOU DON'T QUALIFY for a dime of that subsidy--you have to change to an exchange-based health plan (even if it's with the same provider).
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